According to the Given Data of Reserve
Bank of India. RBI Issued 71.24 Corers Debit Cards (many of people had
multiple accounts are also comes to under this data). But Coming to villages
there were no swiping machines and many people habituated to do payments with
money more than that people who had debit cards also not habituated do payments
by using card.
Also, there was Shocking Fact that
about 85% people are using debit cards to draw the money instead doing payments
using cards.
If we look out one lakh payments
approximately 94 thousand payments are done by money and about 6 thousand
payments are done by cards.
25 JANDHAN YOJANA Accounts
are started in that 20 Corers RUPAY Cards are issued.
There were no accounts of Money
Payments done in the year 2015, but in the same time Google India, Boston
Consulting Given a Report that 20- 25%
payments using money done in developed countries namely America, Japan, and France,
Germany. Will it possible? That about 75% payments to be done using Cards
In our Country approximately 1, 50,000
post offices are working with computers so, we can do our money payments using
computers in post offices.
14.6
Present in our Country there are
only 14.6 Swiping Machines are present. And to do payments, and buying etc we
need swiping machines.
To do more cashless payments
Government given orders to give 10 lakh Swiping Machines to all the shop
keepers by next 3 months.
Because Banning of Big Notes Mobile
E-wallets. E-wallet Business increased about 4% and at Present they are
increasing a lot
Illiteracy
In country approximately 4 times Ratio people are illiteracy. 3 times Ratio peoples are Literacy.
There was no people at least % that
all that people who could read and write more than one language. Will it
Possible all the people can understand all these online process etc.
DIGITAL, ONLINE LITERACY
In our Country Half of the
Percentage people are Youth aged about 25 all these young people can easily
acquire the knowledge although people whor doing online transactions they don’t
have DIGITAL Knowledge fearing towards
hacking cyber many of them not doing card payments.
Population in India is around 138 crores,
and consists 1.32 lakhs of bank branches. Around 68% of population lives in
villages and 32 % of population lives in cities. Among all the bank branches
only 38 % of branches are in villages and about 62 % of branches are in cities.
For all the people there are only 2.03 lakhs of ATMs.
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